Time for the Son to Kick in!

I received my health insurance bill last week.  Up again!  Seems like an increase is an every bill event!    Of course my employer pays it… but unfortunately that is me!  Over the years we have cut the benefits and raised the deductible to save on the premium.  So now I pay everything until a real disaster strikes.   Fortunately a real disaster has not struck… but nevertheless I am getting pretty ticked off at the ever-rising premiums!  And how about the reasons!  They say that health care costs are going through the roof!  They cannot prove that on what they have paid for me.  But, I can attest to the fact that costs are going up!  When you write a check for every thing I get from the health care industry up to a heart attack!  When you do this you get a real understanding of  the health care industry.

 I have decided that I have had enough!  Why should I have to pay?  These insurance companies are just gouging.  They are mean and all they want is a profit.  They say they have to pay for the research to develop these new drugs that save lives. Everybody knows they just get lucky and they put it right in our ear!  Enough is enough! 

 It is time for my son to start paying off.  Sure he might be a little “tight right now” having just bought a new house and still making payments on the old one.  He is trying to raise a family, save for the kid’s education, taxes are as high as they have ever been, gas prices are out of sight, but both he and his wife have good jobs.   I think that they should chip in on this big bill for dear old dad.  It is only fair.   And while he is at it there are a couple more benefits that I would like… like prescriptions, eye glasses, probably soon I’ll need a hearing aid.  Well for right now… if he would just chip in on the prescriptions… I’ll ask for more later after he gets used to paying for this new item.

Now how am I going to get him to go along with this idea?  That is going to be the real problem.  Can’t ask him outright, unfortunately for me in this situation, I did not raise a dummy.  If I tried the direct approach, he would look me in the eye and say “Get outta here!.  You can afford it, you’ve got more money in the bank than I have!  Are you crazy?  Hit the road dad!  You taught me to take care of myself, now I am telling you the same!” 

Nope, the direct approach won’t work, got to be clever.  How about if I ask his employer to up the deduction on his paycheck?   Ah Ha!  He might not notice because his paycheck varies because of overtime… He probably is too busy to look over each check and see what is deducted.  Perfect.  I don’t have to beg to get something for nothin’, he probably won’t be the wiser until it is too late.  Great…. Good for me and he won’t feel the pain.  Then I can go back later and get a little more!… a little bit at a time.    I can keep on with my lifestyle… golf, traveling and the good life!  And he can go on keeping his nose to the grindstone!   Good character builder!

 What?   You say this is the way the government does it and they won’t let me in on their racket.  No wonder they have a surplus.  They are smarter than I thought. 

I wonder how long it will work?  It has been working for a long time. I guess there is no need to change if it ain’t broke.  So how about the government doing it just one more time?  One more dip in the “somebody else’s pocket to pay for me” pool!  Sneak in another bill on my son and all the other sons and daughters of this country.  Drip, Drip, Drip, they won’t notice.  They are too busy living life to read the papers or watch CSPAN to really know what is happening to them.  I can hold my head up high when we go to our children’s home. I won’t have to write a check for those prescriptions and it won’t cut into my golf budget, I can keep our second car and head out on the annual cruise. 

 America, what a country!  Who says there is no free lunch?